Call reports 2009
CASTLE ROCK BANK — 2009
What CASTLE ROCK BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 122,744,000 | 116,977,000 | 112,474,000 | 112,506,000 |
| Total loans | 97,821,000 | 94,204,000 | 88,126,000 | 83,475,000 |
| Allowance for loan losses | 1,990,000 | 2,120,000 | 2,842,000 | 2,651,000 |
| Securities available for sale | 9,246,000 | 8,753,000 | 9,068,000 | 9,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,696,000 | 104,677,000 | 100,737,000 | 101,038,000 |
| Interest-bearing deposits | 93,427,000 | 86,825,000 | 84,743,000 | 84,198,000 |
| Noninterest-bearing deposits | 17,269,000 | 17,852,000 | 15,994,000 | 16,840,000 |
| Equity capital | 10,643,000 | 10,846,000 | 10,228,000 | 10,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,752,000 | 3,455,000 | 5,027,000 | 6,509,000 |
| Interest expense | 583,000 | 1,070,000 | 1,476,000 | 1,839,000 |
| Net interest income | 1,169,000 | 2,385,000 | 3,551,000 | 4,670,000 |
| Noninterest income | 102,000 | 204,000 | 312,000 | 442,000 |
| Noninterest expense | 771,000 | 1,604,000 | 2,445,000 | 3,228,000 |
| Provision for loan losses | 210,000 | 450,000 | 2,050,000 | 2,250,000 |
| Pretax income | 290,000 | 535,000 | -632,000 | -366,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 290,000 | 535,000 | -632,000 | -366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,433,000 | 10,677,000 | 9,910,000 | 10,176,000 |
| Total capital | 11,605,000 | 11,829,000 | 11,011,000 | 11,242,000 |
| Risk-weighted assets | 93,032,000 | 91,181,000 | 86,327,000 | 83,669,000 |