Call reports 2008
CASTLE ROCK BANK — 2008
What CASTLE ROCK BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 121,455,000 | 126,323,000 | 122,790,000 | 125,417,000 |
| Total loans | 96,791,000 | 102,638,000 | 100,617,000 | 101,252,000 |
| Allowance for loan losses | 947,000 | 1,119,000 | 1,478,000 | 2,023,000 |
| Securities available for sale | 11,944,000 | 11,146,000 | 9,564,000 | 9,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,127,000 | 105,774,000 | 111,847,000 | 113,776,000 |
| Interest-bearing deposits | 88,477,000 | 82,701,000 | 93,183,000 | 95,484,000 |
| Noninterest-bearing deposits | 21,650,000 | 23,073,000 | 18,664,000 | 18,292,000 |
| Equity capital | 9,532,000 | 9,436,000 | 9,068,000 | 10,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,004,000 | 3,972,000 | 5,913,000 | 7,806,000 |
| Interest expense | 766,000 | 1,458,000 | 2,153,000 | 2,836,000 |
| Net interest income | 1,238,000 | 2,514,000 | 3,760,000 | 4,970,000 |
| Noninterest income | 105,000 | 248,000 | 356,000 | 531,000 |
| Noninterest expense | 809,000 | 1,836,000 | 2,717,000 | 3,466,000 |
| Provision for loan losses | 50,000 | 250,000 | 700,000 | 1,750,000 |
| Pretax income | 484,000 | 676,000 | -249,000 | -662,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 484,000 | 676,000 | -249,000 | -662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,289,000 | 9,481,000 | 9,055,000 | 10,143,000 |
| Total capital | 10,236,000 | 10,600,000 | 10,287,000 | 11,361,000 |
| Risk-weighted assets | 96,934,000 | 98,645,000 | 98,333,000 | 96,662,000 |