Call reports 2007
CASTLE ROCK BANK — 2007
What CASTLE ROCK BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 108,671,000 | 116,755,000 | 116,053,000 | 122,858,000 |
| Total loans | 80,365,000 | 86,208,000 | 87,637,000 | 95,032,000 |
| Allowance for loan losses | 875,000 | 853,000 | 891,000 | 899,000 |
| Securities available for sale | 7,223,000 | 8,055,000 | 11,394,000 | 12,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,353,000 | 107,380,000 | 106,217,000 | 112,426,000 |
| Interest-bearing deposits | 79,650,000 | 83,919,000 | 84,296,000 | 87,810,000 |
| Noninterest-bearing deposits | 19,703,000 | 23,461,000 | 21,921,000 | 24,616,000 |
| Equity capital | 8,347,000 | 8,449,000 | 8,848,000 | 8,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,843,000 | 3,733,000 | 5,708,000 | 7,731,000 |
| Interest expense | 732,000 | 1,525,000 | 2,346,000 | 3,193,000 |
| Net interest income | 1,111,000 | 2,208,000 | 3,362,000 | 4,538,000 |
| Noninterest income | 117,000 | 312,000 | 404,000 | 543,000 |
| Noninterest expense | 818,000 | 1,660,000 | 2,484,000 | 3,327,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 50,000 |
| Pretax income | 410,000 | 860,000 | 1,257,000 | 1,704,000 |
| Income tax | 0 | 0 | 0 | 7,000 |
| Net income | 410,000 | 860,000 | 1,257,000 | 1,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,366,000 | 8,545,000 | 8,794,000 | 8,804,000 |
| Total capital | 9,241,000 | 9,398,000 | 9,684,000 | 9,703,000 |
| Risk-weighted assets | 83,584,000 | 89,381,000 | 89,698,000 | 95,698,000 |