Call reports 2006
CASTLE ROCK BANK — 2006
What CASTLE ROCK BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 102,708,000 | 111,052,000 | 111,881,000 | 109,543,000 |
| Total loans | 83,246,000 | 89,564,000 | 88,159,000 | 86,448,000 |
| Allowance for loan losses | 890,000 | 888,000 | 888,000 | 887,000 |
| Securities available for sale | 7,454,000 | 6,776,000 | 6,208,000 | 5,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,458,000 | 99,391,000 | 102,182,000 | 99,098,000 |
| Interest-bearing deposits | 72,262,000 | 78,217,000 | 80,927,000 | 78,301,000 |
| Noninterest-bearing deposits | 21,196,000 | 21,174,000 | 21,255,000 | 20,797,000 |
| Equity capital | 8,247,000 | 8,397,000 | 8,763,000 | 8,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,657,000 | 3,486,000 | 5,449,000 | 7,360,000 |
| Interest expense | 564,000 | 1,207,000 | 1,925,000 | 2,650,000 |
| Net interest income | 1,093,000 | 2,279,000 | 3,524,000 | 4,710,000 |
| Noninterest income | 100,000 | 204,000 | 320,000 | 434,000 |
| Noninterest expense | 780,000 | 1,628,000 | 2,482,000 | 3,390,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 413,000 | 855,000 | 1,362,000 | 1,754,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 413,000 | 855,000 | 1,362,000 | 1,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,247,000 | 8,408,000 | 8,723,000 | 7,957,000 |
| Total capital | 9,137,000 | 9,297,000 | 9,611,000 | 8,844,000 |
| Risk-weighted assets | 82,960,000 | 82,517,000 | 88,054,000 | 85,799,000 |