Call reports 2002
CASTLE ROCK BANK — 2002
What CASTLE ROCK BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 78,447,000 | 79,158,000 | 82,784,000 | 82,739,000 |
| Total loans | 60,808,000 | 63,677,000 | 69,617,000 | 70,010,000 |
| Allowance for loan losses | 1,252,000 | 1,163,000 | 1,102,000 | 1,117,000 |
| Securities available for sale | 4,431,000 | 5,471,000 | 5,874,000 | 5,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,515,000 | 72,196,000 | 74,658,000 | 74,613,000 |
| Interest-bearing deposits | 56,280,000 | 55,059,000 | 57,281,000 | 57,862,000 |
| Noninterest-bearing deposits | 15,235,000 | 17,137,000 | 17,377,000 | 16,751,000 |
| Equity capital | 6,432,000 | 6,513,000 | 6,845,000 | 6,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,746,000 | 4,126,000 | 5,587,000 |
| Interest expense | 463,000 | 870,000 | 1,273,000 | 1,660,000 |
| Net interest income | 895,000 | 1,876,000 | 2,853,000 | 3,927,000 |
| Noninterest income | 133,000 | 266,000 | 416,000 | 697,000 |
| Noninterest expense | 670,000 | 1,375,000 | 2,085,000 | 2,837,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 283,000 | 617,000 | 1,034,000 | 1,656,000 |
| Income tax | 91,000 | 192,000 | 315,000 | 498,000 |
| Net income | 192,000 | 425,000 | 719,000 | 1,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,391,000 | 6,423,000 | 6,718,000 | 6,407,000 |
| Total capital | 7,074,000 | 7,142,000 | 7,491,000 | 7,174,000 |
| Risk-weighted assets | 54,092,000 | 57,073,000 | 61,520,000 | 61,033,000 |