Call reports 2001
CASTLE ROCK BANK — 2001
What CASTLE ROCK BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 81,031,000 | 80,506,000 | 83,351,000 | 77,682,000 |
| Total loans | 64,116,000 | 65,210,000 | 69,007,000 | 63,208,000 |
| Allowance for loan losses | 1,008,000 | 1,172,000 | 1,249,000 | 1,190,000 |
| Securities available for sale | 6,224,000 | 3,925,000 | 4,332,000 | 3,885,000 |
| Securities held to maturity | 500,000 | 500,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,493,000 | 74,059,000 | 76,284,000 | 70,936,000 |
| Interest-bearing deposits | 58,617,000 | 55,659,000 | 58,928,000 | 56,590,000 |
| Noninterest-bearing deposits | 12,876,000 | 18,400,000 | 17,356,000 | 14,346,000 |
| Equity capital | 5,779,000 | 5,960,000 | 6,381,000 | 6,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,712,000 | 3,382,000 | 5,062,000 | 6,710,000 |
| Interest expense | 793,000 | 1,527,000 | 2,198,000 | 2,787,000 |
| Net interest income | 919,000 | 1,855,000 | 2,864,000 | 3,923,000 |
| Noninterest income | 147,000 | 317,000 | 698,000 | 882,000 |
| Noninterest expense | 663,000 | 1,355,000 | 2,062,000 | 2,811,000 |
| Provision for loan losses | 150,000 | 300,000 | 375,000 | 450,000 |
| Pretax income | 253,000 | 517,000 | 1,126,000 | 1,546,000 |
| Income tax | 78,000 | 149,000 | 296,000 | 402,000 |
| Net income | 175,000 | 368,000 | 830,000 | 1,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,752,000 | 5,945,000 | 6,317,000 | 6,199,000 |
| Total capital | 6,449,000 | 6,668,000 | 7,068,000 | 6,916,000 |
| Risk-weighted assets | 58,210,000 | 57,374,000 | 59,589,000 | 56,926,000 |