Call reports 2003
SOUTHWEST BANK — 2003
What SOUTHWEST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Total assets | 113,223,000 | 110,267,000 | 110,264,000 |
| Total loans | 47,043,000 | 48,248,000 | 46,634,000 |
| Allowance for loan losses | 827,000 | 886,000 | 946,000 |
| Securities available for sale | 43,741,000 | 35,004,000 | 24,743,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 79,376,000 | 80,238,000 | 80,296,000 |
| Interest-bearing deposits | 75,182,000 | 75,556,000 | 74,368,000 |
| Noninterest-bearing deposits | 4,193,000 | 4,682,000 | 5,928,000 |
| Equity capital | 28,811,000 | 28,806,000 | 28,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Interest income | 1,088,000 | 2,159,000 | 3,163,000 |
| Interest expense | 289,000 | 555,000 | 782,000 |
| Net interest income | 799,000 | 1,604,000 | 2,381,000 |
| Noninterest income | 58,000 | 89,000 | 127,000 |
| Noninterest expense | 509,000 | 1,069,000 | 1,606,000 |
| Provision for loan losses | 48,000 | 108,000 | 168,000 |
| Pretax income | 300,000 | 516,000 | 734,000 |
| Income tax | 125,000 | 221,000 | 317,000 |
| Net income | 175,000 | 295,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Tier 1 capital | 11,198,000 | 11,384,000 | 11,601,000 |
| Total capital | 11,966,000 | 12,142,000 | 12,374,000 |
| Risk-weighted assets | 61,361,000 | 60,476,000 | 61,701,000 |