Call reports 2011
VIKING STATE BANK & TRUST — 2011
What VIKING STATE BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 107,749,000 | 107,735,000 | 109,767,000 | 110,049,000 |
| Total loans | 80,215,000 | 80,073,000 | 81,303,000 | 80,502,000 |
| Allowance for loan losses | 1,255,000 | 1,255,000 | 1,263,000 | 1,361,000 |
| Securities available for sale | 6,307,000 | 7,848,000 | 9,694,000 | 11,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,895,000 | 95,615,000 | 96,955,000 | 96,819,000 |
| Interest-bearing deposits | 86,055,000 | 85,208,000 | 86,170,000 | 84,464,000 |
| Noninterest-bearing deposits | 9,840,000 | 10,407,000 | 10,785,000 | 12,355,000 |
| Equity capital | 10,778,000 | 11,060,000 | 11,698,000 | 12,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,288,000 | 2,601,000 | 3,913,000 | 5,254,000 |
| Interest expense | 301,000 | 591,000 | 848,000 | 1,090,000 |
| Net interest income | 987,000 | 2,010,000 | 3,065,000 | 4,164,000 |
| Noninterest income | 86,000 | 175,000 | 282,000 | 407,000 |
| Noninterest expense | 496,000 | 982,000 | 1,500,000 | 1,974,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 577,000 | 1,203,000 | 1,817,000 | 2,567,000 |
| Income tax | 28,000 | 60,000 | 91,000 | 118,000 |
| Net income | 549,000 | 1,143,000 | 1,726,000 | 2,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,793,000 | 10,924,000 | 11,307,000 | 11,830,000 |
| Total capital | 11,864,000 | 11,992,000 | 12,390,000 | 12,916,000 |
| Risk-weighted assets | 85,472,000 | 85,313,000 | 86,529,000 | 86,617,000 |