Call reports 2010
VIKING STATE BANK & TRUST — 2010
What VIKING STATE BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 96,864,000 | 94,494,000 | 101,100,000 | 104,447,000 |
| Total loans | 82,007,000 | 81,396,000 | 80,897,000 | 78,872,000 |
| Allowance for loan losses | 1,033,000 | 1,136,000 | 1,102,000 | 1,255,000 |
| Securities available for sale | 3,943,000 | 3,743,000 | 3,812,000 | 6,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,032,000 | 83,433,000 | 89,443,000 | 93,063,000 |
| Interest-bearing deposits | 77,174,000 | 75,201,000 | 80,286,000 | 81,423,000 |
| Noninterest-bearing deposits | 8,858,000 | 8,232,000 | 9,157,000 | 11,640,000 |
| Equity capital | 9,717,000 | 9,938,000 | 10,480,000 | 10,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,349,000 | 2,715,000 | 4,078,000 | 5,403,000 |
| Interest expense | 352,000 | 688,000 | 1,023,000 | 1,345,000 |
| Net interest income | 997,000 | 2,027,000 | 3,055,000 | 4,058,000 |
| Noninterest income | 76,000 | 155,000 | 277,000 | 410,000 |
| Noninterest expense | 467,000 | 920,000 | 1,410,000 | 1,913,000 |
| Provision for loan losses | 45,000 | 145,000 | 145,000 | 345,000 |
| Pretax income | 561,000 | 1,117,000 | 1,777,000 | 2,210,000 |
| Income tax | 28,000 | 56,000 | 89,000 | 101,000 |
| Net income | 533,000 | 1,061,000 | 1,688,000 | 2,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,610,000 | 9,833,000 | 10,310,000 | 10,544,000 |
| Total capital | 10,641,000 | 10,855,000 | 11,348,000 | 11,592,000 |
| Risk-weighted assets | 82,514,000 | 81,644,000 | 83,009,000 | 83,616,000 |