Call reports 2009
VIKING STATE BANK & TRUST — 2009
What VIKING STATE BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 98,039,000 | 92,821,000 | 97,578,000 | 100,916,000 |
| Total loans | 81,658,000 | 82,246,000 | 81,097,000 | 79,062,000 |
| Allowance for loan losses | 980,000 | 1,016,000 | 1,060,000 | 988,000 |
| Securities available for sale | 4,422,000 | 4,635,000 | 4,681,000 | 4,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,404,000 | 74,220,000 | 80,543,000 | 85,603,000 |
| Interest-bearing deposits | 70,069,000 | 66,364,000 | 72,388,000 | 75,319,000 |
| Noninterest-bearing deposits | 10,335,000 | 7,856,000 | 8,155,000 | 10,284,000 |
| Equity capital | 8,866,000 | 8,881,000 | 9,327,000 | 9,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,375,000 | 2,755,000 | 4,146,000 | 5,510,000 |
| Interest expense | 497,000 | 934,000 | 1,351,000 | 1,746,000 |
| Net interest income | 878,000 | 1,821,000 | 2,795,000 | 3,764,000 |
| Noninterest income | 96,000 | 210,000 | 311,000 | 386,000 |
| Noninterest expense | 410,000 | 867,000 | 1,365,000 | 1,814,000 |
| Provision for loan losses | 30,000 | 220,000 | 260,000 | 260,000 |
| Pretax income | 534,000 | 944,000 | 1,481,000 | 2,076,000 |
| Income tax | 27,000 | 47,000 | 71,000 | 94,000 |
| Net income | 507,000 | 897,000 | 1,410,000 | 1,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,738,000 | 8,740,000 | 9,141,000 | 9,120,000 |
| Total capital | 9,718,000 | 9,756,000 | 10,153,000 | 10,108,000 |
| Risk-weighted assets | 83,293,000 | 81,332,000 | 81,564,000 | 81,070,000 |