Call reports 2006
VIKING STATE BANK & TRUST — 2006
What VIKING STATE BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 85,746,000 | 87,121,000 | 84,739,000 | 88,922,000 |
| Total loans | 76,768,000 | 76,729,000 | 76,823,000 | 75,748,000 |
| Allowance for loan losses | 687,000 | 715,000 | 750,000 | 773,000 |
| Securities available for sale | 2,036,000 | 1,921,000 | 2,962,000 | 2,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,519,000 | 69,609,000 | 65,468,000 | 71,141,000 |
| Interest-bearing deposits | 61,249,000 | 61,495,000 | 58,311,000 | 62,191,000 |
| Noninterest-bearing deposits | 7,270,000 | 8,114,000 | 7,157,000 | 8,950,000 |
| Equity capital | 6,999,000 | 7,236,000 | 7,394,000 | 7,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,683,000 | 4,098,000 | 5,541,000 |
| Interest expense | 578,000 | 1,209,000 | 1,878,000 | 2,599,000 |
| Net interest income | 729,000 | 1,474,000 | 2,220,000 | 2,942,000 |
| Noninterest income | 73,000 | 161,000 | 262,000 | 334,000 |
| Noninterest expense | 369,000 | 752,000 | 1,138,000 | 1,591,000 |
| Provision for loan losses | 30,000 | 60,000 | 97,000 | 228,000 |
| Pretax income | 403,000 | 823,000 | 1,247,000 | 1,457,000 |
| Income tax | 20,000 | 41,000 | 63,000 | 73,000 |
| Net income | 383,000 | 782,000 | 1,184,000 | 1,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,013,000 | 7,265,000 | 7,378,000 | 7,346,000 |
| Total capital | 7,700,000 | 7,980,000 | 8,128,000 | 8,119,000 |
| Risk-weighted assets | 74,624,000 | 74,852,000 | 75,293,000 | 75,814,000 |