Call reports 2002
VIKING STATE BANK & TRUST — 2002
What VIKING STATE BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 46,447,000 | 48,348,000 | 47,856,000 | 48,779,000 |
| Total loans | 40,094,000 | 40,827,000 | 41,833,000 | 42,473,000 |
| Allowance for loan losses | 413,000 | 421,000 | 443,000 | 463,000 |
| Securities available for sale | 1,560,000 | 1,596,000 | 1,625,000 | 1,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,616,000 | 43,345,000 | 42,555,000 | 43,415,000 |
| Interest-bearing deposits | 38,355,000 | 40,451,000 | 39,913,000 | 38,989,000 |
| Noninterest-bearing deposits | 3,261,000 | 2,894,000 | 2,642,000 | 4,426,000 |
| Equity capital | 4,594,000 | 4,767,000 | 5,057,000 | 5,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 762,000 | 1,569,000 | 2,377,000 | 3,164,000 |
| Interest expense | 320,000 | 634,000 | 936,000 | 1,205,000 |
| Net interest income | 442,000 | 935,000 | 1,441,000 | 1,959,000 |
| Noninterest income | 54,000 | 108,000 | 172,000 | 252,000 |
| Noninterest expense | 209,000 | 433,000 | 653,000 | 864,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 266,000 | 568,000 | 897,000 | 1,263,000 |
| Income tax | 13,000 | 28,000 | 45,000 | 63,000 |
| Net income | 253,000 | 540,000 | 852,000 | 1,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,606,000 | 4,743,000 | 5,005,000 | 5,097,000 |
| Total capital | 5,019,000 | 5,164,000 | 5,448,000 | 5,560,000 |
| Risk-weighted assets | 37,564,000 | 39,938,000 | 40,957,000 | 41,519,000 |