Call reports 2001
VIKING STATE BANK & TRUST — 2001
What VIKING STATE BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,329,000 | 42,867,000 | 44,937,000 | 47,357,000 |
| Total loans | 34,702,000 | 35,539,000 | 37,268,000 | 36,959,000 |
| Allowance for loan losses | 329,000 | 350,000 | 371,000 | 392,000 |
| Securities available for sale | 757,000 | 884,000 | 884,000 | 1,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,817,000 | 39,163,000 | 40,320,000 | 42,712,000 |
| Interest-bearing deposits | 34,398,000 | 36,567,000 | 37,838,000 | 38,687,000 |
| Noninterest-bearing deposits | 2,419,000 | 2,596,000 | 2,482,000 | 4,025,000 |
| Equity capital | 3,162,000 | 3,350,000 | 4,250,000 | 4,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,554,000 | 2,369,000 | 3,160,000 |
| Interest expense | 435,000 | 894,000 | 1,333,000 | 1,708,000 |
| Net interest income | 317,000 | 660,000 | 1,036,000 | 1,452,000 |
| Noninterest income | 51,000 | 108,000 | 158,000 | 211,000 |
| Noninterest expense | 190,000 | 371,000 | 566,000 | 767,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 157,000 | 355,000 | 565,000 | 812,000 |
| Income tax | 8,000 | 18,000 | 28,000 | 41,000 |
| Net income | 149,000 | 337,000 | 537,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,155,000 | 3,343,000 | 4,241,000 | 4,353,000 |
| Total capital | 3,484,000 | 3,693,000 | 4,612,000 | 4,745,000 |
| Risk-weighted assets | 33,023,000 | 34,778,000 | 35,767,000 | 35,350,000 |