Call reports 2001
TRI COUNTY STATE BANK OF EL DORADO SPRINGS — 2001
What TRI COUNTY STATE BANK OF EL DORADO SPRINGS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Total assets | 95,782,000 | 95,784,000 |
| Total loans | 46,635,000 | 47,053,000 |
| Allowance for loan losses | 1,142,000 | 1,146,000 |
| Securities available for sale | 19,893,000 | 21,173,000 |
| Securities held to maturity | 616,000 | 607,000 |
| Trading assets | 0 | 0 |
| Total deposits | 85,760,000 | 86,170,000 |
| Interest-bearing deposits | 77,564,000 | 77,742,000 |
| Noninterest-bearing deposits | 8,196,000 | 8,428,000 |
| Equity capital | 9,332,000 | 8,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Interest income | 1,754,000 | 3,456,000 |
| Interest expense | 973,000 | 1,913,000 |
| Net interest income | 781,000 | 1,543,000 |
| Noninterest income | 276,000 | 553,000 |
| Noninterest expense | 713,000 | 1,352,000 |
| Provision for loan losses | 25,000 | 25,000 |
| Pretax income | 319,000 | 719,000 |
| Income tax | 73,000 | 178,000 |
| Net income | 246,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Tier 1 capital | 7,955,000 | 7,686,000 |
| Total capital | 8,563,000 | 8,407,000 |
| Risk-weighted assets | 48,081,000 | 57,252,000 |