Call reports 2001
LIBERTY BANK — 2001
What LIBERTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Total assets | 93,703,000 | 93,912,000 |
| Total loans | 73,690,000 | 75,698,000 |
| Allowance for loan losses | 921,000 | 919,000 |
| Securities available for sale | 9,311,000 | 2,742,000 |
| Securities held to maturity | 1,740,000 | 1,659,000 |
| Trading assets | 0 | 0 |
| Total deposits | 84,966,000 | 84,401,000 |
| Interest-bearing deposits | 69,310,000 | 70,008,000 |
| Noninterest-bearing deposits | 15,656,000 | 14,393,000 |
| Equity capital | 8,274,000 | 8,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Interest income | 1,856,000 | 3,589,000 |
| Interest expense | 990,000 | 1,840,000 |
| Net interest income | 866,000 | 1,749,000 |
| Noninterest income | 143,000 | 270,000 |
| Noninterest expense | 719,000 | 1,525,000 |
| Provision for loan losses | 29,000 | 29,000 |
| Pretax income | 261,000 | 465,000 |
| Income tax | 97,000 | 154,000 |
| Net income | 164,000 | 311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Tier 1 capital | 8,206,000 | 8,354,000 |
| Total capital | 9,127,000 | 9,273,000 |
| Risk-weighted assets | 82,264,000 | 83,112,000 |