Call reports 2006
PRIMETRUST BANK — 2006
What PRIMETRUST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 455,067,000 | 472,814,000 | 501,506,000 | 525,586,000 |
| Total loans | 322,341,000 | 333,954,000 | 361,042,000 | 387,756,000 |
| Allowance for loan losses | 3,692,000 | 3,880,000 | 3,871,000 | 4,287,000 |
| Securities available for sale | 80,278,000 | 92,406,000 | 106,766,000 | 109,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,121,000 | 410,402,000 | 430,672,000 | 451,270,000 |
| Interest-bearing deposits | 347,895,000 | 362,898,000 | 384,051,000 | 407,974,000 |
| Noninterest-bearing deposits | 45,226,000 | 47,504,000 | 46,621,000 | 43,296,000 |
| Equity capital | 39,417,000 | 39,320,000 | 41,041,000 | 43,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,185,000 | 15,092,000 | 23,593,000 | 32,831,000 |
| Interest expense | 3,580,000 | 7,635,000 | 12,253,000 | 17,307,000 |
| Net interest income | 3,605,000 | 7,457,000 | 11,340,000 | 15,524,000 |
| Noninterest income | 1,063,000 | 2,181,000 | 3,300,000 | 4,299,000 |
| Noninterest expense | 3,789,000 | 7,854,000 | 12,023,000 | 16,616,000 |
| Provision for loan losses | 62,000 | 164,000 | 247,000 | 973,000 |
| Pretax income | 672,000 | 1,475,000 | 2,231,000 | 2,089,000 |
| Income tax | 72,000 | 338,000 | 554,000 | 473,000 |
| Net income | 600,000 | 1,137,000 | 1,677,000 | 1,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,327,000 | 40,941,000 | 41,490,000 | 43,477,000 |
| Total capital | 44,029,000 | 44,831,000 | 45,371,000 | 47,774,000 |
| Risk-weighted assets | 395,242,000 | 409,959,000 | 443,833,000 | 458,396,000 |