Call reports 2005
PRIMETRUST BANK — 2005
What PRIMETRUST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 321,969,000 | 355,111,000 | 394,497,000 | 419,302,000 |
| Total loans | 258,328,000 | 271,133,000 | 304,085,000 | 307,723,000 |
| Allowance for loan losses | 3,087,000 | 3,239,000 | 3,442,000 | 3,649,000 |
| Securities available for sale | 45,402,000 | 47,708,000 | 54,696,000 | 64,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,420,000 | 300,483,000 | 335,378,000 | 359,037,000 |
| Interest-bearing deposits | 262,464,000 | 272,574,000 | 294,899,000 | 322,169,000 |
| Noninterest-bearing deposits | 26,956,000 | 27,909,000 | 40,479,000 | 36,868,000 |
| Equity capital | 24,150,000 | 36,721,000 | 37,145,000 | 38,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,370,000 | 9,402,000 | 15,203,000 | 21,809,000 |
| Interest expense | 1,740,000 | 3,800,000 | 6,255,000 | 9,345,000 |
| Net interest income | 2,630,000 | 5,602,000 | 8,948,000 | 12,464,000 |
| Noninterest income | 737,000 | 1,775,000 | 2,836,000 | 3,961,000 |
| Noninterest expense | 2,950,000 | 5,919,000 | 9,217,000 | 12,633,000 |
| Provision for loan losses | 194,000 | 421,000 | 811,000 | 1,121,000 |
| Pretax income | 223,000 | 1,037,000 | 1,756,000 | 2,671,000 |
| Income tax | 24,000 | 24,000 | 24,000 | 65,000 |
| Net income | 199,000 | 1,013,000 | 1,732,000 | 2,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,060,000 | 37,372,000 | 37,994,000 | 39,712,000 |
| Total capital | 28,157,000 | 40,621,000 | 41,446,000 | 43,371,000 |
| Risk-weighted assets | 290,895,000 | 315,091,000 | 357,286,000 | 379,930,000 |