Call reports 2004
PRIMETRUST BANK — 2004
What PRIMETRUST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 228,987,000 | 248,586,000 | 276,103,000 | 295,290,000 |
| Total loans | 169,851,000 | 193,748,000 | 220,185,000 | 231,285,000 |
| Allowance for loan losses | 2,116,000 | 2,422,000 | 2,753,000 | 2,891,000 |
| Securities available for sale | 40,249,000 | 39,128,000 | 40,104,000 | 44,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,278,000 | 220,187,000 | 245,532,000 | 262,567,000 |
| Interest-bearing deposits | 184,461,000 | 204,214,000 | 221,568,000 | 240,994,000 |
| Noninterest-bearing deposits | 16,817,000 | 15,973,000 | 23,964,000 | 21,573,000 |
| Equity capital | 19,598,000 | 20,530,000 | 22,266,000 | 24,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,691,000 | 5,772,000 | 9,271,000 | 13,229,000 |
| Interest expense | 1,039,000 | 2,180,000 | 3,449,000 | 4,878,000 |
| Net interest income | 1,652,000 | 3,592,000 | 5,822,000 | 8,351,000 |
| Noninterest income | 578,000 | 1,296,000 | 2,061,000 | 2,884,000 |
| Noninterest expense | 1,988,000 | 4,113,000 | 6,489,000 | 9,219,000 |
| Provision for loan losses | 116,000 | 427,000 | 778,000 | 961,000 |
| Pretax income | 130,000 | 306,000 | 572,000 | 1,011,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 130,000 | 306,000 | 572,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,544,000 | 21,747,000 | 22,647,000 | 24,790,000 |
| Total capital | 21,670,000 | 24,179,000 | 25,410,000 | 27,691,000 |
| Risk-weighted assets | 200,297,000 | 229,616,000 | 252,521,000 | 270,410,000 |