Call reports 2024
FNB BANK, INC. — 2024
What FNB BANK, INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 677,838,000 | 669,750,000 | 676,945,000 | 689,969,000 |
| Total loans | 474,668,000 | 477,138,000 | 477,793,000 | 482,921,000 |
| Allowance for loan losses | 8,196,000 | 8,163,000 | 8,132,000 | 8,176,000 |
| Securities available for sale | 152,736,000 | 154,332,000 | 158,000,000 | 152,544,000 |
| Securities held to maturity | 6,461,000 | 6,329,000 | 6,104,000 | 5,875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 627,364,000 | 607,425,000 | 602,812,000 | 636,904,000 |
| Interest-bearing deposits | 436,226,000 | 425,136,000 | 425,673,000 | 453,041,000 |
| Noninterest-bearing deposits | 191,138,000 | 182,289,000 | 177,139,000 | 183,863,000 |
| Equity capital | 46,486,000 | 46,869,000 | 51,196,000 | 49,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,290,000 | 16,803,000 | 25,500,000 | 34,359,000 |
| Interest expense | 3,257,000 | 6,751,000 | 10,334,000 | 13,851,000 |
| Net interest income | 5,033,000 | 10,052,000 | 15,166,000 | 20,508,000 |
| Noninterest income | 1,567,000 | 2,603,000 | 3,615,000 | 4,744,000 |
| Noninterest expense | 4,433,000 | 8,794,000 | 13,244,000 | 17,790,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 2,167,000 | 3,870,000 | 5,546,000 | 7,371,000 |
| Income tax | 509,000 | 900,000 | 1,286,000 | 1,714,000 |
| Net income | 1,658,000 | 2,970,000 | 4,260,000 | 5,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,077,000 | 55,030,000 | 55,813,000 | 57,353,000 |
| Total capital | 61,641,000 | 61,528,000 | 62,172,000 | 63,821,000 |
| Risk-weighted assets | 523,322,000 | 517,983,000 | 506,747,000 | 515,534,000 |