Call reports 2023
FNB BANK, INC. — 2023
What FNB BANK, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 673,222,000 | 670,121,000 | 645,224,000 | 674,770,000 |
| Total loans | 457,759,000 | 465,770,000 | 451,933,000 | 471,206,000 |
| Allowance for loan losses | 8,185,000 | 8,233,000 | 8,213,000 | 8,202,000 |
| Securities available for sale | 165,762,000 | 161,293,000 | 155,154,000 | 158,846,000 |
| Securities held to maturity | 6,882,000 | 6,718,000 | 6,503,000 | 6,463,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 617,992,000 | 618,893,000 | 592,792,000 | 624,232,000 |
| Interest-bearing deposits | 408,253,000 | 415,684,000 | 397,008,000 | 431,055,000 |
| Noninterest-bearing deposits | 209,739,000 | 203,209,000 | 195,784,000 | 193,177,000 |
| Equity capital | 48,802,000 | 46,246,000 | 43,163,000 | 46,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,369,000 | 15,168,000 | 23,216,000 | 31,349,000 |
| Interest expense | 1,701,000 | 3,907,000 | 6,436,000 | 9,388,000 |
| Net interest income | 5,668,000 | 11,261,000 | 16,780,000 | 21,961,000 |
| Noninterest income | 976,000 | 1,958,000 | 3,019,000 | 4,064,000 |
| Noninterest expense | 4,015,000 | 8,038,000 | 12,309,000 | 16,694,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 180,000 |
| Pretax income | 2,554,000 | 5,031,000 | 7,340,000 | 9,181,000 |
| Income tax | 604,000 | 1,187,000 | 1,737,000 | 2,167,000 |
| Net income | 1,950,000 | 3,844,000 | 5,603,000 | 7,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,160,000 | 55,145,000 | 55,022,000 | 53,875,000 |
| Total capital | 61,449,000 | 61,456,000 | 61,299,000 | 60,367,000 |
| Risk-weighted assets | 500,933,000 | 502,725,000 | 499,942,000 | 517,429,000 |