Call reports 2022
FNB BANK, INC. — 2022
What FNB BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 663,083,000 | 694,764,000 | 663,829,000 | 657,695,000 |
| Total loans | 397,925,000 | 430,770,000 | 454,128,000 | 458,779,000 |
| Allowance for loan losses | 7,873,000 | 7,868,000 | 7,901,000 | 8,366,000 |
| Securities available for sale | 158,437,000 | 166,874,000 | 161,911,000 | 160,533,000 |
| Securities held to maturity | 7,290,000 | 7,137,000 | 6,923,000 | 6,884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 604,638,000 | 640,720,000 | 611,823,000 | 602,473,000 |
| Interest-bearing deposits | 380,316,000 | 409,078,000 | 379,468,000 | 397,943,000 |
| Noninterest-bearing deposits | 224,321,000 | 231,642,000 | 232,356,000 | 204,530,000 |
| Equity capital | 52,474,000 | 49,256,000 | 46,498,000 | 48,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,352,000 | 11,218,000 | 17,921,000 | 25,039,000 |
| Interest expense | 466,000 | 942,000 | 1,632,000 | 2,745,000 |
| Net interest income | 4,886,000 | 10,276,000 | 16,289,000 | 22,294,000 |
| Noninterest income | 1,012,000 | 1,995,000 | 4,125,000 | 7,416,000 |
| Noninterest expense | 3,668,000 | 7,501,000 | 11,639,000 | 16,078,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 550,000 |
| Pretax income | 2,230,000 | 4,770,000 | 8,725,000 | 13,082,000 |
| Income tax | 510,000 | 1,118,000 | 2,076,000 | 3,075,000 |
| Net income | 1,720,000 | 3,652,000 | 6,649,000 | 10,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,502,000 | 53,679,000 | 55,418,000 | 57,667,000 |
| Total capital | 56,928,000 | 59,516,000 | 61,665,000 | 63,992,000 |
| Risk-weighted assets | 431,665,000 | 464,944,000 | 498,137,000 | 503,950,000 |