Call reports 2021
FNB BANK, INC. — 2021
What FNB BANK, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 586,147,000 | 585,842,000 | 577,504,000 | 608,908,000 |
| Total loans | 402,817,000 | 415,094,000 | 419,630,000 | 396,477,000 |
| Allowance for loan losses | 7,679,000 | 7,689,000 | 7,782,000 | 7,871,000 |
| Securities available for sale | 104,310,000 | 110,734,000 | 107,253,000 | 114,616,000 |
| Securities held to maturity | 10,133,000 | 7,491,000 | 7,330,000 | 7,292,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,906,000 | 520,777,000 | 513,143,000 | 545,628,000 |
| Interest-bearing deposits | 343,904,000 | 339,395,000 | 332,961,000 | 351,537,000 |
| Noninterest-bearing deposits | 176,002,000 | 181,382,000 | 180,181,000 | 194,092,000 |
| Equity capital | 54,631,000 | 55,821,000 | 56,853,000 | 56,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,442,000 | 10,922,000 | 16,739,000 | 22,183,000 |
| Interest expense | 689,000 | 1,327,000 | 1,841,000 | 2,328,000 |
| Net interest income | 4,753,000 | 9,595,000 | 14,898,000 | 19,855,000 |
| Noninterest income | 951,000 | 1,971,000 | 3,030,000 | 3,994,000 |
| Noninterest expense | 3,724,000 | 7,580,000 | 11,360,000 | 16,018,000 |
| Provision for loan losses | 100,000 | 100,000 | 200,000 | 300,000 |
| Pretax income | 1,881,000 | 3,907,000 | 6,389,000 | 7,553,000 |
| Income tax | 422,000 | 750,000 | 1,326,000 | 1,518,000 |
| Net income | 1,459,000 | 3,157,000 | 5,063,000 | 6,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,037,000 | 47,330,000 | 48,877,000 | 49,341,000 |
| Total capital | 51,233,000 | 52,676,000 | 54,349,000 | 54,532,000 |
| Risk-weighted assets | 413,227,000 | 425,309,000 | 435,458,000 | 412,637,000 |