Call reports 2020
FNB BANK, INC. — 2020
What FNB BANK, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 511,216,000 | 545,398,000 | 551,551,000 | 557,158,000 |
| Total loans | 378,795,000 | 391,473,000 | 404,502,000 | 399,317,000 |
| Allowance for loan losses | 6,546,000 | 7,194,000 | 7,399,000 | 7,576,000 |
| Securities available for sale | 82,629,000 | 83,751,000 | 90,189,000 | 91,536,000 |
| Securities held to maturity | 10,852,000 | 10,697,000 | 10,432,000 | 10,137,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,459,000 | 465,983,000 | 474,252,000 | 488,564,000 |
| Interest-bearing deposits | 321,698,000 | 324,855,000 | 324,149,000 | 336,113,000 |
| Noninterest-bearing deposits | 115,761,000 | 141,128,000 | 150,103,000 | 152,452,000 |
| Equity capital | 52,654,000 | 54,210,000 | 54,739,000 | 54,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,302,000 | 10,521,000 | 15,657,000 | 21,276,000 |
| Interest expense | 1,236,000 | 2,210,000 | 3,030,000 | 3,791,000 |
| Net interest income | 4,066,000 | 8,311,000 | 12,627,000 | 17,485,000 |
| Noninterest income | 839,000 | 1,545,000 | 2,409,000 | 3,148,000 |
| Noninterest expense | 3,976,000 | 7,777,000 | 11,631,000 | 15,689,000 |
| Provision for loan losses | 125,000 | 800,000 | 1,025,000 | 1,250,000 |
| Pretax income | 984,000 | 1,458,000 | 2,561,000 | 3,877,000 |
| Income tax | 163,000 | 219,000 | 408,000 | 643,000 |
| Net income | 821,000 | 1,239,000 | 2,153,000 | 3,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,548,000 | 43,758,000 | 44,464,000 | 45,037,000 |
| Total capital | 48,542,000 | 48,643,000 | 49,564,000 | 50,236,000 |
| Risk-weighted assets | 398,001,000 | 388,531,000 | 405,696,000 | 413,559,000 |