Call reports 2018
FNB BANK, INC. — 2018
What FNB BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 481,831,000 | 492,604,000 | 500,475,000 | 506,834,000 |
| Total loans | 358,760,000 | 362,728,000 | 373,145,000 | 379,665,000 |
| Allowance for loan losses | 6,307,000 | 6,372,000 | 6,443,000 | 6,424,000 |
| Securities available for sale | 79,903,000 | 85,623,000 | 82,609,000 | 81,878,000 |
| Securities held to maturity | 10,681,000 | 10,640,000 | 10,611,000 | 10,776,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,912,000 | 400,207,000 | 401,067,000 | 413,665,000 |
| Interest-bearing deposits | 288,929,000 | 291,098,000 | 291,494,000 | 303,711,000 |
| Noninterest-bearing deposits | 110,983,000 | 109,109,000 | 109,573,000 | 109,954,000 |
| Equity capital | 50,212,000 | 50,225,000 | 50,046,000 | 50,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,900,000 | 9,915,000 | 15,179,000 | 20,553,000 |
| Interest expense | 835,000 | 1,752,000 | 2,815,000 | 4,005,000 |
| Net interest income | 4,065,000 | 8,163,000 | 12,364,000 | 16,548,000 |
| Noninterest income | 726,000 | 1,516,000 | 2,291,000 | 3,068,000 |
| Noninterest expense | 3,517,000 | 7,242,000 | 10,941,000 | 14,545,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,199,000 | 2,287,000 | 3,488,000 | 4,770,000 |
| Income tax | 176,000 | 366,000 | 580,000 | 811,000 |
| Net income | 1,023,000 | 1,921,000 | 2,908,000 | 3,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,541,000 | 41,006,000 | 41,561,000 | 41,628,000 |
| Total capital | 45,020,000 | 45,600,000 | 46,284,000 | 46,465,000 |
| Risk-weighted assets | 356,491,000 | 365,747,000 | 376,123,000 | 385,406,000 |