Call reports 2017
FNB BANK, INC. — 2017
What FNB BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 453,933,000 | 465,272,000 | 483,152,000 | 487,598,000 |
| Total loans | 320,268,000 | 331,302,000 | 351,562,000 | 358,573,000 |
| Allowance for loan losses | 6,097,000 | 6,140,000 | 6,125,000 | 6,231,000 |
| Securities available for sale | 92,875,000 | 91,796,000 | 87,132,000 | 84,186,000 |
| Securities held to maturity | 10,157,000 | 10,584,000 | 10,556,000 | 10,518,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,224,000 | 383,056,000 | 371,648,000 | 387,582,000 |
| Interest-bearing deposits | 270,616,000 | 273,373,000 | 263,146,000 | 280,513,000 |
| Noninterest-bearing deposits | 111,608,000 | 109,682,000 | 108,502,000 | 107,068,000 |
| Equity capital | 49,994,000 | 50,940,000 | 51,367,000 | 50,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,314,000 | 8,862,000 | 13,634,000 | 18,512,000 |
| Interest expense | 428,000 | 943,000 | 1,614,000 | 2,371,000 |
| Net interest income | 3,886,000 | 7,919,000 | 12,020,000 | 16,141,000 |
| Noninterest income | 702,000 | 1,441,000 | 2,215,000 | 2,969,000 |
| Noninterest expense | 2,928,000 | 6,609,000 | 9,732,000 | 12,836,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 405,000 |
| Pretax income | 1,509,000 | 2,451,000 | 4,202,000 | 5,868,000 |
| Income tax | 385,000 | 576,000 | 1,044,000 | 1,910,000 |
| Net income | 1,124,000 | 1,875,000 | 3,158,000 | 3,958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,094,000 | 39,404,000 | 40,084,000 | 40,116,000 |
| Total capital | 43,235,000 | 43,638,000 | 44,536,000 | 44,627,000 |
| Risk-weighted assets | 329,328,000 | 336,787,000 | 354,451,000 | 359,158,000 |