Call reports 2012
FNB BANK, INC. — 2012
What FNB BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 370,942,000 | 374,729,000 | 374,960,000 | 394,356,000 |
| Total loans | 222,389,000 | 225,197,000 | 229,047,000 | 236,434,000 |
| Allowance for loan losses | 3,279,000 | 3,358,000 | 3,540,000 | 3,848,000 |
| Securities available for sale | 104,986,000 | 112,266,000 | 109,037,000 | 114,555,000 |
| Securities held to maturity | 5,533,000 | 5,302,000 | 5,186,000 | 5,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,262,000 | 308,103,000 | 308,970,000 | 329,003,000 |
| Interest-bearing deposits | 236,165,000 | 232,050,000 | 233,732,000 | 241,273,000 |
| Noninterest-bearing deposits | 76,098,000 | 76,053,000 | 75,239,000 | 87,731,000 |
| Equity capital | 44,666,000 | 45,655,000 | 45,782,000 | 45,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,734,000 | 7,526,000 | 11,301,000 | 15,312,000 |
| Interest expense | 487,000 | 932,000 | 1,351,000 | 1,741,000 |
| Net interest income | 3,247,000 | 6,594,000 | 9,950,000 | 13,571,000 |
| Noninterest income | 583,000 | 1,184,000 | 1,809,000 | 2,466,000 |
| Noninterest expense | 2,206,000 | 4,428,000 | 6,789,000 | 9,153,000 |
| Provision for loan losses | 185,000 | 410,000 | 635,000 | 1,045,000 |
| Pretax income | 1,486,000 | 2,988,000 | 4,436,000 | 5,940,000 |
| Income tax | 427,000 | 839,000 | 1,220,000 | 1,617,000 |
| Net income | 1,059,000 | 2,149,000 | 3,216,000 | 4,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,552,000 | 29,819,000 | 29,814,000 | 30,048,000 |
| Total capital | 32,624,000 | 32,935,000 | 32,980,000 | 33,303,000 |
| Risk-weighted assets | 245,588,000 | 249,267,000 | 252,886,000 | 259,785,000 |