Call reports 2011
FNB BANK, INC. — 2011
What FNB BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 345,562,000 | 350,609,000 | 353,904,000 | 371,809,000 |
| Total loans | 215,417,000 | 217,117,000 | 221,629,000 | 225,360,000 |
| Allowance for loan losses | 2,521,000 | 2,667,000 | 2,817,000 | 3,084,000 |
| Securities available for sale | 94,956,000 | 97,226,000 | 93,813,000 | 102,398,000 |
| Securities held to maturity | 3,299,000 | 4,712,000 | 4,694,000 | 4,511,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,727,000 | 286,720,000 | 293,788,000 | 311,398,000 |
| Interest-bearing deposits | 224,269,000 | 222,192,000 | 227,520,000 | 228,413,000 |
| Noninterest-bearing deposits | 67,459,000 | 64,529,000 | 66,267,000 | 82,986,000 |
| Equity capital | 42,025,000 | 43,147,000 | 44,666,000 | 44,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,630,000 | 7,356,000 | 11,141,000 | 15,132,000 |
| Interest expense | 578,000 | 1,148,000 | 1,685,000 | 2,212,000 |
| Net interest income | 3,052,000 | 6,208,000 | 9,456,000 | 12,920,000 |
| Noninterest income | 517,000 | 1,090,000 | 1,712,000 | 2,336,000 |
| Noninterest expense | 2,120,000 | 4,279,000 | 6,438,000 | 8,802,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 840,000 |
| Pretax income | 1,299,000 | 2,720,000 | 4,281,000 | 5,616,000 |
| Income tax | 413,000 | 833,000 | 1,295,000 | 1,676,000 |
| Net income | 886,000 | 1,887,000 | 2,986,000 | 3,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,780,000 | 28,659,000 | 28,887,000 | 29,116,000 |
| Total capital | 31,301,000 | 31,325,000 | 31,704,000 | 32,199,000 |
| Risk-weighted assets | 237,086,000 | 238,243,000 | 241,523,000 | 250,701,000 |