Call reports 2001
FNB BANK, INC. — 2001
What FNB BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 160,009,000 | 161,121,000 | 159,702,000 | 164,736,000 |
| Total loans | 127,622,000 | 129,340,000 | 125,547,000 | 123,476,000 |
| Allowance for loan losses | 1,256,000 | 1,230,000 | 1,300,000 | 1,387,000 |
| Securities available for sale | 19,182,000 | 19,230,000 | 21,003,000 | 27,977,000 |
| Securities held to maturity | 4,870,000 | 4,828,000 | 4,858,000 | 4,779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,024,000 | 132,852,000 | 133,754,000 | 139,427,000 |
| Interest-bearing deposits | 116,236,000 | 116,788,000 | 116,064,000 | 120,957,000 |
| Noninterest-bearing deposits | 16,788,000 | 16,064,000 | 17,690,000 | 18,471,000 |
| Equity capital | 13,808,000 | 14,051,000 | 14,592,000 | 13,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,123,000 | 6,180,000 | 9,285,000 | 12,183,000 |
| Interest expense | 1,743,000 | 3,370,000 | 4,899,000 | 6,221,000 |
| Net interest income | 1,380,000 | 2,810,000 | 4,386,000 | 5,962,000 |
| Noninterest income | 156,000 | 394,000 | 559,000 | 786,000 |
| Noninterest expense | 928,000 | 2,080,000 | 3,010,000 | 4,071,000 |
| Provision for loan losses | 150,000 | 350,000 | 550,000 | 800,000 |
| Pretax income | 458,000 | 774,000 | 1,385,000 | 1,878,000 |
| Income tax | 150,000 | 247,000 | 454,000 | 545,000 |
| Net income | 308,000 | 527,000 | 931,000 | 1,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,547,000 | 13,765,000 | 14,169,000 | 13,167,000 |
| Total capital | 14,803,000 | 14,995,000 | 15,469,000 | 14,554,000 |
| Risk-weighted assets | 128,519,000 | 128,817,000 | 125,061,000 | 123,729,000 |