Call reports 2003
SECURITY BANK, NATIONAL ASSOCIATION — 2003
What SECURITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Total assets | 177,078,000 | 187,352,000 | 186,967,000 |
| Total loans | 136,977,000 | 137,540,000 | 132,858,000 |
| Allowance for loan losses | 1,455,000 | 1,513,000 | 1,451,000 |
| Securities available for sale | 11,805,000 | 20,861,000 | 23,924,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 158,334,000 | 167,852,000 | 167,975,000 |
| Interest-bearing deposits | 109,829,000 | 114,513,000 | 113,150,000 |
| Noninterest-bearing deposits | 48,505,000 | 53,339,000 | 54,825,000 |
| Equity capital | 13,200,000 | 13,702,000 | 13,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Interest income | 2,535,000 | 5,241,000 | 7,899,000 |
| Interest expense | 575,000 | 1,179,000 | 1,761,000 |
| Net interest income | 1,960,000 | 4,062,000 | 6,138,000 |
| Noninterest income | 411,000 | 817,000 | 1,227,000 |
| Noninterest expense | 1,951,000 | 3,879,000 | 5,928,000 |
| Provision for loan losses | 186,000 | 306,000 | 359,000 |
| Pretax income | 251,000 | 718,000 | 1,104,000 |
| Income tax | 58,000 | 184,000 | 240,000 |
| Net income | 193,000 | 534,000 | 864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Tier 1 capital | 11,762,000 | 12,103,000 | 12,333,000 |
| Total capital | 13,217,000 | 13,616,000 | 13,784,000 |
| Risk-weighted assets | 137,048,000 | 142,199,000 | 140,049,000 |