Call reports 2008
ALPHA COMMUNITY BANK — 2008
What ALPHA COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Total assets | 177,872,000 | 176,749,000 |
| Total loans | 92,189,000 | 85,700,000 |
| Allowance for loan losses | 1,511,000 | 1,514,000 |
| Securities available for sale | 67,720,000 | 68,772,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 139,058,000 | 139,151,000 |
| Interest-bearing deposits | 130,013,000 | 131,757,000 |
| Noninterest-bearing deposits | 9,045,000 | 7,394,000 |
| Equity capital | 13,265,000 | 12,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Interest income | 2,495,000 | 4,914,000 |
| Interest expense | 1,247,000 | 2,395,000 |
| Net interest income | 1,248,000 | 2,519,000 |
| Noninterest income | 269,000 | 457,000 |
| Noninterest expense | 1,148,000 | 2,195,000 |
| Provision for loan losses | 425,000 | 425,000 |
| Pretax income | 364,000 | 776,000 |
| Income tax | 5,000 | -6,000 |
| Net income | 359,000 | 782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Tier 1 capital | 13,025,000 | 13,447,000 |
| Total capital | 14,432,000 | 14,802,000 |
| Risk-weighted assets | 112,449,000 | 108,223,000 |