Call reports 2002
ALPHA COMMUNITY BANK — 2002
What ALPHA COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 163,864,000 | 162,834,000 | 173,118,000 | 183,174,000 |
| Total loans | 109,468,000 | 108,978,000 | 113,152,000 | 114,246,000 |
| Allowance for loan losses | 588,000 | 620,000 | 658,000 | 606,000 |
| Securities available for sale | 39,957,000 | 39,161,000 | 44,805,000 | 53,767,000 |
| Securities held to maturity | 3,250,000 | 3,245,000 | 3,239,000 | 2,834,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,708,000 | 116,955,000 | 126,371,000 | 134,011,000 |
| Interest-bearing deposits | 112,133,000 | 111,407,000 | 117,847,000 | 120,434,000 |
| Noninterest-bearing deposits | 6,575,000 | 5,548,000 | 8,524,000 | 13,577,000 |
| Equity capital | 11,500,000 | 12,352,000 | 13,085,000 | 14,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,808,000 | 5,567,000 | 8,405,000 | 11,242,000 |
| Interest expense | 1,243,000 | 2,472,000 | 3,694,000 | 4,931,000 |
| Net interest income | 1,565,000 | 3,095,000 | 4,711,000 | 6,311,000 |
| Noninterest income | 342,000 | 621,000 | 941,000 | 1,283,000 |
| Noninterest expense | 1,063,000 | 2,150,000 | 3,239,000 | 4,266,000 |
| Provision for loan losses | 12,000 | 43,000 | 176,000 | 310,000 |
| Pretax income | 832,000 | 1,523,000 | 2,237,000 | 3,044,000 |
| Income tax | 303,000 | 497,000 | 729,000 | 993,000 |
| Net income | 529,000 | 1,026,000 | 1,508,000 | 2,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,493,000 | 11,952,000 | 12,435,000 | 13,968,000 |
| Total capital | 12,093,000 | 12,591,000 | 13,112,000 | 14,592,000 |
| Risk-weighted assets | 113,963,000 | 118,055,000 | 127,466,000 | 129,033,000 |