Call reports 2001
ALPHA COMMUNITY BANK — 2001
What ALPHA COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 152,808,000 | 150,894,000 | 156,920,000 | 163,928,000 |
| Total loans | 108,834,000 | 107,930,000 | 109,342,000 | 106,734,000 |
| Allowance for loan losses | 649,000 | 697,000 | 607,000 | 616,000 |
| Securities available for sale | 28,762,000 | 27,034,000 | 32,171,000 | 42,814,000 |
| Securities held to maturity | 3,551,000 | 3,544,000 | 3,537,000 | 3,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,527,000 | 113,598,000 | 118,693,000 | 117,029,000 |
| Interest-bearing deposits | 108,831,000 | 107,828,000 | 112,086,000 | 110,264,000 |
| Noninterest-bearing deposits | 6,696,000 | 5,770,000 | 6,607,000 | 6,765,000 |
| Equity capital | 11,693,000 | 11,933,000 | 12,537,000 | 12,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,059,000 | 6,073,000 | 9,089,000 | 12,033,000 |
| Interest expense | 1,663,000 | 3,187,000 | 4,627,000 | 5,938,000 |
| Net interest income | 1,396,000 | 2,886,000 | 4,462,000 | 6,095,000 |
| Noninterest income | 204,000 | 458,000 | 695,000 | 952,000 |
| Noninterest expense | 890,000 | 1,828,000 | 2,858,000 | 3,993,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 79,000 |
| Pretax income | 686,000 | 1,477,000 | 2,248,000 | 2,969,000 |
| Income tax | 227,000 | 493,000 | 757,000 | 982,000 |
| Net income | 459,000 | 984,000 | 1,491,000 | 1,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,243,000 | 11,674,000 | 12,062,000 | 12,552,000 |
| Total capital | 11,892,000 | 12,371,000 | 12,669,000 | 13,168,000 |
| Risk-weighted assets | 116,727,000 | 107,125,000 | 111,433,000 | 113,258,000 |