Call reports 2002
NAPA COMMUNITY BANK — 2002
What NAPA COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 11,308,000 | 23,809,000 | 29,855,000 | 36,042,000 |
| Total loans | 2,268,000 | 12,350,000 | 13,695,000 | 20,177,000 |
| Allowance for loan losses | 35,000 | 186,000 | 206,000 | 303,000 |
| Securities available for sale | 3,006,000 | 3,029,000 | 5,067,000 | 5,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,525,000 | 15,832,000 | 21,849,000 | 28,117,000 |
| Interest-bearing deposits | 2,099,000 | 12,202,000 | 18,197,000 | 24,393,000 |
| Noninterest-bearing deposits | 426,000 | 3,630,000 | 3,652,000 | 3,724,000 |
| Equity capital | 8,106,000 | 7,951,000 | 7,965,000 | 7,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 34,000 | 330,000 | 709,000 | 1,120,000 |
| Interest expense | 1,000 | 42,000 | 149,000 | 237,000 |
| Net interest income | 33,000 | 288,000 | 560,000 | 883,000 |
| Noninterest income | 9,000 | 12,000 | 107,000 | 121,000 |
| Noninterest expense | 603,000 | 945,000 | 1,268,000 | 1,620,000 |
| Provision for loan losses | 35,000 | 186,000 | 206,000 | 303,000 |
| Pretax income | -596,000 | -831,000 | -807,000 | -919,000 |
| Income tax | -202,000 | -282,000 | -272,000 | -310,000 |
| Net income | -394,000 | -549,000 | -535,000 | -609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,904,000 | 7,669,000 | 7,693,000 | 7,581,000 |
| Total capital | 7,939,000 | 7,842,000 | 7,892,000 | 7,865,000 |
| Risk-weighted assets | 5,543,000 | 13,792,000 | 15,875,000 | 22,714,000 |