Call reports 2023
NEVADA BANK AND TRUST COMPANY — 2023
What NEVADA BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 238,805,000 | 219,131,000 | 199,246,000 | 197,884,000 |
| Total loans | 72,851,000 | 74,355,000 | 73,001,000 | 73,199,000 |
| Allowance for loan losses | 1,209,000 | 1,145,000 | 1,106,000 | 1,074,000 |
| Securities available for sale | 120,422,000 | 113,555,000 | 105,304,000 | 105,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,711,000 | 204,646,000 | 186,559,000 | 180,313,000 |
| Interest-bearing deposits | 119,987,000 | 107,899,000 | 92,947,000 | 90,301,000 |
| Noninterest-bearing deposits | 103,724,000 | 96,747,000 | 93,612,000 | 90,012,000 |
| Equity capital | 14,486,000 | 14,000,000 | 12,144,000 | 17,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,170,000 | 4,292,000 | 6,283,000 | 8,182,000 |
| Interest expense | 52,000 | 121,000 | 226,000 | 353,000 |
| Net interest income | 2,118,000 | 4,171,000 | 6,057,000 | 7,829,000 |
| Noninterest income | 324,000 | 654,000 | 928,000 | 1,175,000 |
| Noninterest expense | 1,351,000 | 2,772,000 | 4,199,000 | 5,682,000 |
| Provision for loan losses | 21,000 | -33,000 | -39,000 | -4,000 |
| Pretax income | 1,023,000 | 2,039,000 | 2,778,000 | 3,279,000 |
| Income tax | 128,000 | 329,000 | 493,000 | 473,000 |
| Net income | 895,000 | 1,710,000 | 2,285,000 | 2,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,276,000 | 22,053,000 | 22,590,000 | 23,030,000 |
| Total capital | 22,588,000 | — | — | — |
| Risk-weighted assets | 113,179,000 | — | — | — |