Call reports 2015
NEVADA BANK AND TRUST COMPANY — 2015
What NEVADA BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 109,965,000 | 108,720,000 | 110,564,000 | 111,675,000 |
| Total loans | 43,479,000 | 43,582,000 | 46,124,000 | 45,672,000 |
| Allowance for loan losses | 1,253,000 | 1,256,000 | 1,258,000 | 1,258,000 |
| Securities available for sale | 49,072,000 | 51,888,000 | 50,806,000 | 52,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,731,000 | 96,685,000 | 98,252,000 | 99,347,000 |
| Interest-bearing deposits | 59,888,000 | 58,911,000 | 60,799,000 | 62,329,000 |
| Noninterest-bearing deposits | 37,842,000 | 37,774,000 | 37,453,000 | 37,018,000 |
| Equity capital | 11,807,000 | 11,712,000 | 11,912,000 | 11,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 965,000 | 1,865,000 | 2,794,000 | 3,754,000 |
| Interest expense | 30,000 | 58,000 | 88,000 | 119,000 |
| Net interest income | 935,000 | 1,807,000 | 2,706,000 | 3,635,000 |
| Noninterest income | 120,000 | 262,000 | 387,000 | 515,000 |
| Noninterest expense | 860,000 | 1,741,000 | 2,546,000 | 3,382,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 195,000 | 328,000 | 547,000 | 768,000 |
| Income tax | 54,000 | 80,000 | 150,000 | 208,000 |
| Net income | 141,000 | 248,000 | 397,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,565,000 | 11,646,000 | 11,770,000 | 11,908,000 |
| Total capital | 12,209,000 | 12,282,000 | 12,420,000 | 12,556,000 |
| Risk-weighted assets | 50,819,000 | 50,230,000 | 51,341,000 | 51,220,000 |