Call reports 2014
NEVADA BANK AND TRUST COMPANY — 2014
What NEVADA BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 108,794,000 | 107,372,000 | 106,127,000 | 106,093,000 |
| Total loans | 39,349,000 | 39,900,000 | 43,068,000 | 44,862,000 |
| Allowance for loan losses | 1,082,000 | 1,090,000 | 1,092,000 | 1,236,000 |
| Securities available for sale | 43,585,000 | 49,417,000 | 48,739,000 | 48,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,526,000 | 95,772,000 | 94,335,000 | 93,893,000 |
| Interest-bearing deposits | 60,002,000 | 58,312,000 | 57,049,000 | 56,628,000 |
| Noninterest-bearing deposits | 37,524,000 | 37,460,000 | 37,285,000 | 37,266,000 |
| Equity capital | 11,011,000 | 11,249,000 | 11,413,000 | 11,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,786,000 | 2,718,000 | 3,762,000 |
| Interest expense | 26,000 | 54,000 | 82,000 | 109,000 |
| Net interest income | 880,000 | 1,732,000 | 2,636,000 | 3,653,000 |
| Noninterest income | 130,000 | 272,000 | 489,000 | 617,000 |
| Noninterest expense | 874,000 | 1,753,000 | 2,536,000 | 3,396,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 136,000 | 251,000 | 589,000 | 874,000 |
| Income tax | 32,000 | 64,000 | 136,000 | 225,000 |
| Net income | 104,000 | 187,000 | 453,000 | 649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,077,000 | 11,134,000 | 11,375,000 | 11,547,000 |
| Total capital | 11,675,000 | 11,727,000 | 12,004,000 | 12,199,000 |
| Risk-weighted assets | 47,303,000 | 46,880,000 | 49,762,000 | 51,520,000 |