Call reports 2012
NEVADA BANK AND TRUST COMPANY — 2012
What NEVADA BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 94,075,000 | 93,472,000 | 97,429,000 | 96,342,000 |
| Total loans | 38,078,000 | 37,666,000 | 38,455,000 | 40,264,000 |
| Allowance for loan losses | 1,020,000 | 1,041,000 | 1,054,000 | 1,061,000 |
| Securities available for sale | 45,352,000 | 46,718,000 | 46,071,000 | 44,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,196,000 | 82,495,000 | 86,027,000 | 84,870,000 |
| Interest-bearing deposits | 57,778,000 | 57,203,000 | 57,633,000 | 56,727,000 |
| Noninterest-bearing deposits | 25,418,000 | 25,293,000 | 28,394,000 | 28,143,000 |
| Equity capital | 10,551,000 | 10,653,000 | 10,962,000 | 11,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 928,000 | 1,826,000 | 2,775,000 | 3,737,000 |
| Interest expense | 38,000 | 72,000 | 107,000 | 140,000 |
| Net interest income | 890,000 | 1,754,000 | 2,668,000 | 3,597,000 |
| Noninterest income | 168,000 | 356,000 | 533,000 | 692,000 |
| Noninterest expense | 945,000 | 1,794,000 | 2,662,000 | 3,536,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 113,000 | 316,000 | 539,000 | 753,000 |
| Income tax | 29,000 | 91,000 | 161,000 | 236,000 |
| Net income | 84,000 | 225,000 | 378,000 | 517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,315,000 | 10,456,000 | 10,609,000 | 10,749,000 |
| Total capital | 10,852,000 | 10,988,000 | 11,159,000 | 11,317,000 |
| Risk-weighted assets | 42,417,000 | 42,013,000 | 43,466,000 | 44,876,000 |