Call reports 2010
NEVADA BANK AND TRUST COMPANY — 2010
What NEVADA BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 90,360,000 | 90,617,000 | 90,262,000 | 89,401,000 |
| Total loans | 44,791,000 | 45,325,000 | 44,150,000 | 42,511,000 |
| Allowance for loan losses | 1,078,000 | 1,243,000 | 1,133,000 | 1,003,000 |
| Securities available for sale | 25,730,000 | 27,278,000 | 26,858,000 | 26,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,970,000 | 80,819,000 | 80,372,000 | 79,315,000 |
| Interest-bearing deposits | 61,457,000 | 60,678,000 | 56,850,000 | 57,151,000 |
| Noninterest-bearing deposits | 19,513,000 | 20,141,000 | 23,522,000 | 22,163,000 |
| Equity capital | 9,219,000 | 9,554,000 | 9,667,000 | 9,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,000,000 | 2,058,000 | 3,044,000 | 4,042,000 |
| Interest expense | 128,000 | 218,000 | 294,000 | 363,000 |
| Net interest income | 872,000 | 1,840,000 | 2,750,000 | 3,679,000 |
| Noninterest income | 178,000 | 331,000 | 644,000 | 837,000 |
| Noninterest expense | 1,140,000 | 2,079,000 | 3,242,000 | 4,198,000 |
| Provision for loan losses | 28,000 | -82,000 | -82,000 | -396,000 |
| Pretax income | -102,000 | 219,000 | 321,000 | 803,000 |
| Income tax | -43,000 | 48,000 | 73,000 | 249,000 |
| Net income | -59,000 | 171,000 | 248,000 | 554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,082,000 | 9,313,000 | 9,390,000 | 9,696,000 |
| Total capital | 9,670,000 | 9,894,000 | 9,961,000 | 10,253,000 |
| Risk-weighted assets | 46,580,000 | 45,830,000 | 45,092,000 | 44,081,000 |