Call reports 2009
NEVADA BANK AND TRUST COMPANY — 2009
What NEVADA BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 93,102,000 | 98,363,000 | 93,464,000 | 95,046,000 |
| Total loans | 53,631,000 | 49,776,000 | 46,875,000 | 45,147,000 |
| Allowance for loan losses | 1,619,000 | 884,000 | 944,000 | 1,027,000 |
| Securities available for sale | 24,441,000 | 19,920,000 | 22,506,000 | 20,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,012,000 | 88,077,000 | 84,122,000 | 85,554,000 |
| Interest-bearing deposits | 65,283,000 | 67,581,000 | 62,227,000 | 64,634,000 |
| Noninterest-bearing deposits | 18,728,000 | 20,496,000 | 21,894,000 | 20,919,000 |
| Equity capital | 8,888,000 | 9,984,000 | 9,126,000 | 9,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,250,000 | 2,437,000 | 3,551,000 | 4,608,000 |
| Interest expense | 294,000 | 584,000 | 807,000 | 986,000 |
| Net interest income | 956,000 | 1,853,000 | 2,744,000 | 3,622,000 |
| Noninterest income | 131,000 | 329,000 | 531,000 | 730,000 |
| Noninterest expense | 1,004,000 | 2,008,000 | 3,167,000 | 4,343,000 |
| Provision for loan losses | 258,000 | 445,000 | 1,532,000 | 1,455,000 |
| Pretax income | -155,000 | -226,000 | -1,376,000 | -1,396,000 |
| Income tax | -67,000 | -106,000 | -327,000 | -533,000 |
| Net income | -88,000 | -120,000 | -1,049,000 | -863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,690,000 | 9,887,000 | 8,957,000 | 9,142,000 |
| Total capital | 9,380,000 | 10,556,000 | 9,580,000 | 9,757,000 |
| Risk-weighted assets | 54,239,000 | 53,340,000 | 49,500,000 | 48,814,000 |