Call reports 2008
NEVADA BANK AND TRUST COMPANY — 2008
What NEVADA BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 99,739,000 | 101,487,000 | 94,251,000 | 95,386,000 |
| Total loans | 61,447,000 | 60,735,000 | 57,390,000 | 56,625,000 |
| Allowance for loan losses | 744,000 | 1,171,000 | 1,390,000 | 1,411,000 |
| Securities available for sale | 22,481,000 | 24,228,000 | 26,104,000 | 23,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,197,000 | 91,676,000 | 85,419,000 | 86,348,000 |
| Interest-bearing deposits | 69,592,000 | 71,060,000 | 66,346,000 | 66,488,000 |
| Noninterest-bearing deposits | 19,605,000 | 20,616,000 | 19,074,000 | 19,861,000 |
| Equity capital | 10,218,000 | 9,549,000 | 8,580,000 | 8,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,481,000 | 2,873,000 | 4,404,000 | 5,722,000 |
| Interest expense | 447,000 | 869,000 | 1,265,000 | 1,633,000 |
| Net interest income | 1,034,000 | 2,004,000 | 3,139,000 | 4,089,000 |
| Noninterest income | 135,000 | 264,000 | 418,000 | 565,000 |
| Noninterest expense | 1,106,000 | 2,123,000 | 3,215,000 | 4,190,000 |
| Provision for loan losses | 108,000 | 540,000 | 2,146,000 | 2,186,000 |
| Pretax income | -30,000 | -347,000 | -1,754,000 | -1,672,000 |
| Income tax | 38,000 | 58,000 | -353,000 | -292,000 |
| Net income | -68,000 | -405,000 | -1,401,000 | -1,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,168,000 | 9,789,000 | 8,758,000 | 8,779,000 |
| Total capital | 10,912,000 | 10,598,000 | 9,510,000 | 9,509,000 |
| Risk-weighted assets | 65,157,000 | 64,387,000 | 59,571,000 | 57,757,000 |