Call reports 2007
NEVADA BANK AND TRUST COMPANY — 2007
What NEVADA BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 87,260,000 | 92,027,000 | 97,687,000 | 94,584,000 |
| Total loans | 53,413,000 | 57,154,000 | 58,635,000 | 60,935,000 |
| Allowance for loan losses | 522,000 | 623,000 | 653,000 | 679,000 |
| Securities available for sale | 25,120,000 | 24,328,000 | 24,913,000 | 23,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,531,000 | 82,367,000 | 87,637,000 | 84,153,000 |
| Interest-bearing deposits | 55,730,000 | 59,625,000 | 65,518,000 | 63,897,000 |
| Noninterest-bearing deposits | 21,802,000 | 22,742,000 | 22,119,000 | 20,255,000 |
| Equity capital | 9,354,000 | 9,374,000 | 9,748,000 | 10,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,385,000 | 2,926,000 | 4,489,000 | 6,088,000 |
| Interest expense | 204,000 | 504,000 | 919,000 | 1,359,000 |
| Net interest income | 1,181,000 | 2,422,000 | 3,570,000 | 4,729,000 |
| Noninterest income | 132,000 | 279,000 | 425,000 | 583,000 |
| Noninterest expense | 877,000 | 1,937,000 | 2,852,000 | 3,753,000 |
| Provision for loan losses | 38,000 | 139,000 | 200,000 | 241,000 |
| Pretax income | 398,000 | 625,000 | 943,000 | 1,318,000 |
| Income tax | 125,000 | 224,000 | 334,000 | 362,000 |
| Net income | 273,000 | 401,000 | 609,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,612,000 | 9,725,000 | 9,934,000 | 10,280,000 |
| Total capital | 10,134,000 | 10,348,000 | 10,587,000 | 10,959,000 |
| Risk-weighted assets | 56,836,000 | 61,259,000 | 63,590,000 | 64,157,000 |