Call reports 2006
NEVADA BANK AND TRUST COMPANY — 2006
What NEVADA BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 82,951,000 | 86,945,000 | 84,290,000 | 80,890,000 |
| Total loans | 34,596,000 | 38,089,000 | 43,002,000 | 48,517,000 |
| Allowance for loan losses | 353,000 | 387,000 | 419,000 | 482,000 |
| Securities available for sale | 38,475,000 | 37,125,000 | 33,747,000 | 25,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,410,000 | 79,367,000 | 75,950,000 | 71,048,000 |
| Interest-bearing deposits | 53,958,000 | 57,725,000 | 53,799,000 | 50,442,000 |
| Noninterest-bearing deposits | 21,452,000 | 21,641,000 | 22,151,000 | 20,605,000 |
| Equity capital | 7,215,000 | 7,231,000 | 7,879,000 | 8,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,116,000 | 2,354,000 | 3,709,000 | 5,064,000 |
| Interest expense | 165,000 | 353,000 | 550,000 | 735,000 |
| Net interest income | 951,000 | 2,001,000 | 3,159,000 | 4,329,000 |
| Noninterest income | 129,000 | 262,000 | 384,000 | 517,000 |
| Noninterest expense | 698,000 | 1,460,000 | 2,247,000 | 3,134,000 |
| Provision for loan losses | 41,000 | 74,000 | 110,000 | 172,000 |
| Pretax income | 341,000 | 729,000 | 1,186,000 | 1,504,000 |
| Income tax | 98,000 | 214,000 | 352,000 | 397,000 |
| Net income | 243,000 | 515,000 | 834,000 | 1,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,713,000 | 7,986,000 | 8,305,000 | 8,579,000 |
| Total capital | 8,066,000 | 8,373,000 | 8,724,000 | 9,061,000 |
| Risk-weighted assets | 44,676,000 | 47,570,000 | 50,432,000 | 52,117,000 |