Call reports 2005
NEVADA BANK AND TRUST COMPANY — 2005
What NEVADA BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 78,758,000 | 79,661,000 | 84,301,000 | 80,669,000 |
| Total loans | 22,452,000 | 24,893,000 | 28,707,000 | 31,262,000 |
| Allowance for loan losses | 218,000 | 235,000 | 241,000 | 311,000 |
| Securities available for sale | 42,790,000 | 41,968,000 | 40,176,000 | 38,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,671,000 | 72,345,000 | 76,791,000 | 73,308,000 |
| Interest-bearing deposits | 53,410,000 | 50,770,000 | 53,293,000 | 52,254,000 |
| Noninterest-bearing deposits | 18,260,000 | 21,575,000 | 23,498,000 | 21,054,000 |
| Equity capital | 6,900,000 | 7,111,000 | 7,308,000 | 7,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 792,000 | 1,641,000 | 2,632,000 | 3,692,000 |
| Interest expense | 102,000 | 212,000 | 329,000 | 477,000 |
| Net interest income | 690,000 | 1,429,000 | 2,303,000 | 3,215,000 |
| Noninterest income | 125,000 | 262,000 | 400,000 | 530,000 |
| Noninterest expense | 678,000 | 1,396,000 | 2,086,000 | 2,987,000 |
| Provision for loan losses | 0 | 10,000 | 22,000 | 92,000 |
| Pretax income | 137,000 | 285,000 | 595,000 | 666,000 |
| Income tax | 31,000 | 72,000 | 110,000 | 132,000 |
| Net income | 106,000 | 213,000 | 485,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,202,000 | 7,308,000 | 7,580,000 | 7,629,000 |
| Total capital | 7,420,000 | 7,543,000 | 7,821,000 | 7,940,000 |
| Risk-weighted assets | 32,993,000 | 34,599,000 | 39,005,000 | 41,314,000 |