Call reports 2004
NEVADA BANK AND TRUST COMPANY — 2004
What NEVADA BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 76,064,000 | 72,452,000 | 73,985,000 | 73,846,000 |
| Total loans | 16,630,000 | 18,135,000 | 19,181,000 | 20,429,000 |
| Allowance for loan losses | 190,000 | 277,000 | 236,000 | 225,000 |
| Securities available for sale | 47,959,000 | 43,660,000 | 43,511,000 | 44,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,109,000 | 65,653,000 | 66,682,000 | 66,613,000 |
| Interest-bearing deposits | 49,331,000 | 48,086,000 | 49,042,000 | 49,200,000 |
| Noninterest-bearing deposits | 18,777,000 | 17,567,000 | 17,639,000 | 17,412,000 |
| Equity capital | 7,439,000 | 6,601,000 | 7,151,000 | 7,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,466,000 | 2,183,000 | 2,929,000 |
| Interest expense | 56,000 | 120,000 | 194,000 | 275,000 |
| Net interest income | 695,000 | 1,346,000 | 1,989,000 | 2,654,000 |
| Noninterest income | 107,000 | 242,000 | 384,000 | 522,000 |
| Noninterest expense | 660,000 | 1,346,000 | 2,029,000 | 2,738,000 |
| Provision for loan losses | 0 | 81,000 | 45,000 | 31,000 |
| Pretax income | 142,000 | 309,000 | 447,000 | 555,000 |
| Income tax | 35,000 | 94,000 | 115,000 | 108,000 |
| Net income | 107,000 | 215,000 | 332,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,890,000 | 6,998,000 | 7,116,000 | 7,230,000 |
| Total capital | 7,080,000 | 7,275,000 | 7,352,000 | 7,455,000 |
| Risk-weighted assets | 28,451,000 | 28,594,000 | 28,921,000 | 30,509,000 |