Call reports 2003
NEVADA BANK AND TRUST COMPANY — 2003
What NEVADA BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 71,725,000 | 77,018,000 | 74,178,000 | 79,082,000 |
| Total loans | 18,888,000 | 17,152,000 | 18,200,000 | 18,472,000 |
| Allowance for loan losses | 235,000 | 230,000 | 232,000 | 171,000 |
| Securities available for sale | 44,167,000 | 45,359,000 | 46,608,000 | 43,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,918,000 | 69,164,000 | 66,718,000 | 71,698,000 |
| Interest-bearing deposits | 49,140,000 | 52,915,000 | 50,617,000 | 48,925,000 |
| Noninterest-bearing deposits | 14,777,000 | 16,249,000 | 16,100,000 | 22,774,000 |
| Equity capital | 7,202,000 | 7,301,000 | 7,157,000 | 7,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,667,000 | 2,387,000 | 3,119,000 |
| Interest expense | 121,000 | 251,000 | 323,000 | 382,000 |
| Net interest income | 731,000 | 1,416,000 | 2,064,000 | 2,737,000 |
| Noninterest income | 117,000 | 241,000 | 355,000 | 466,000 |
| Noninterest expense | 672,000 | 1,343,000 | 1,972,000 | 2,708,000 |
| Provision for loan losses | 34,000 | 57,000 | 57,000 | 57,000 |
| Pretax income | 155,000 | 272,000 | 456,000 | 691,000 |
| Income tax | 26,000 | 88,000 | 69,000 | 154,000 |
| Net income | 129,000 | 184,000 | 387,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,533,000 | 6,587,000 | 6,790,000 | 6,941,000 |
| Total capital | 6,768,000 | 6,817,000 | 7,022,000 | 7,112,000 |
| Risk-weighted assets | 30,929,000 | 30,193,000 | 31,076,000 | 30,685,000 |