Call reports 2002
NEVADA BANK AND TRUST COMPANY — 2002
What NEVADA BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 73,645,000 | 73,769,000 | 73,556,000 | 72,107,000 |
| Total loans | 23,599,000 | 22,876,000 | 22,194,000 | 20,596,000 |
| Allowance for loan losses | 296,000 | 309,000 | 234,000 | 174,000 |
| Securities available for sale | 39,263,000 | 41,212,000 | 40,239,000 | 43,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,974,000 | 66,394,000 | 65,485,000 | 64,214,000 |
| Interest-bearing deposits | 55,318,000 | 51,904,000 | 51,396,000 | 48,585,000 |
| Noninterest-bearing deposits | 11,655,000 | 14,491,000 | 14,088,000 | 15,630,000 |
| Equity capital | 6,257,000 | 6,843,000 | 7,382,000 | 7,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,046,000 | 2,982,000 | 3,886,000 |
| Interest expense | 212,000 | 413,000 | 600,000 | 747,000 |
| Net interest income | 817,000 | 1,633,000 | 2,382,000 | 3,139,000 |
| Noninterest income | 135,000 | 256,000 | 401,000 | 525,000 |
| Noninterest expense | 670,000 | 1,335,000 | 1,947,000 | 2,851,000 |
| Provision for loan losses | -12,000 | 1,000 | -144,000 | -109,000 |
| Pretax income | 295,000 | 584,000 | 1,100,000 | 1,194,000 |
| Income tax | 66,000 | 136,000 | 285,000 | 295,000 |
| Net income | 229,000 | 448,000 | 815,000 | 899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,892,000 | 6,110,000 | 6,478,000 | 6,563,000 |
| Total capital | 6,188,000 | 6,419,000 | 6,712,000 | 6,737,000 |
| Risk-weighted assets | 35,378,000 | 33,536,000 | 33,995,000 | 32,527,000 |