Call reports 2006
MID-VALLEY BANK — 2006
What MID-VALLEY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 |
|---|---|
| Total assets | 100,388,000 |
| Total loans | 73,243,000 |
| Allowance for loan losses | 887,000 |
| Securities available for sale | 18,552,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 81,100,000 |
| Interest-bearing deposits | 61,904,000 |
| Noninterest-bearing deposits | 19,196,000 |
| Equity capital | 8,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 |
|---|---|
| Interest income | 1,719,000 |
| Interest expense | 543,000 |
| Net interest income | 1,176,000 |
| Noninterest income | 64,000 |
| Noninterest expense | 1,246,000 |
| Provision for loan losses | 50,000 |
| Pretax income | -56,000 |
| Income tax | 47,000 |
| Net income | -103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 |
|---|---|
| Tier 1 capital | 9,373,000 |
| Total capital | 10,260,000 |
| Risk-weighted assets | 83,534,000 |