Call reports 2001
MID-VALLEY BANK — 2001
What MID-VALLEY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,748,000 | 49,188,000 | 49,910,000 | 54,631,000 |
| Total loans | 26,756,000 | 30,801,000 | 34,349,000 | 36,006,000 |
| Allowance for loan losses | 204,000 | 228,000 | 275,000 | 362,000 |
| Securities available for sale | 15,617,000 | 15,411,000 | 13,304,000 | 13,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,643,000 | 44,939,000 | 45,222,000 | 50,072,000 |
| Interest-bearing deposits | 37,872,000 | 37,925,000 | 38,461,000 | 41,415,000 |
| Noninterest-bearing deposits | 5,771,000 | 7,014,000 | 6,761,000 | 8,657,000 |
| Equity capital | 3,977,000 | 4,127,000 | 4,466,000 | 4,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,923,000 | 2,915,000 | 3,854,000 |
| Interest expense | 518,000 | 998,000 | 1,419,000 | 1,834,000 |
| Net interest income | 391,000 | 925,000 | 1,496,000 | 2,020,000 |
| Noninterest income | 13,000 | 30,000 | 49,000 | 148,000 |
| Noninterest expense | 365,000 | 756,000 | 1,135,000 | 1,561,000 |
| Provision for loan losses | 3,000 | 27,000 | 74,000 | 161,000 |
| Pretax income | 36,000 | 172,000 | 357,000 | 479,000 |
| Income tax | 0 | 0 | 2,000 | 54,000 |
| Net income | 36,000 | 172,000 | 355,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,889,000 | 4,025,000 | 4,218,000 | 4,288,000 |
| Total capital | 4,093,000 | 4,253,000 | 4,493,000 | 4,650,000 |
| Risk-weighted assets | 34,682,000 | 38,690,000 | 40,978,000 | 46,385,000 |