Call reports 2016
COLUMBUS FIRST BANK — 2016
What COLUMBUS FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 302,679,000 | 315,454,000 | 310,339,000 | 322,188,000 |
| Total loans | 259,282,000 | 250,600,000 | 255,483,000 | 267,991,000 |
| Allowance for loan losses | 3,453,000 | 3,458,000 | 3,243,000 | 3,173,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,036,000 | 256,084,000 | 253,551,000 | 258,374,000 |
| Interest-bearing deposits | 202,395,000 | 214,932,000 | 211,523,000 | 213,252,000 |
| Noninterest-bearing deposits | 41,641,000 | 41,152,000 | 42,028,000 | 45,122,000 |
| Equity capital | 25,961,000 | 26,577,000 | 27,143,000 | 30,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,002,000 | 6,098,000 | 9,141,000 | 12,267,000 |
| Interest expense | 582,000 | 1,214,000 | 1,880,000 | 2,552,000 |
| Net interest income | 2,420,000 | 4,884,000 | 7,261,000 | 9,715,000 |
| Noninterest income | 280,000 | 422,000 | 568,000 | 734,000 |
| Noninterest expense | 1,834,000 | 3,501,000 | 5,163,000 | 7,027,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 866,000 | 1,805,000 | 2,666,000 | 3,422,000 |
| Income tax | 297,000 | 620,000 | 915,000 | 1,177,000 |
| Net income | 569,000 | 1,185,000 | 1,751,000 | 2,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,961,000 | 26,577,000 | 27,143,000 | 30,137,000 |
| Total capital | 28,999,000 | 29,463,000 | 30,094,000 | 33,281,000 |
| Risk-weighted assets | 242,594,000 | 230,297,000 | 235,757,000 | 251,500,000 |