Call reports 2015
COLUMBUS FIRST BANK — 2015
What COLUMBUS FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 295,608,000 | 294,026,000 | 305,146,000 | 298,743,000 |
| Total loans | 242,825,000 | 244,599,000 | 245,172,000 | 245,916,000 |
| Allowance for loan losses | 3,427,000 | 3,429,000 | 3,437,000 | 3,452,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,645,000 | 235,317,000 | 246,691,000 | 243,637,000 |
| Interest-bearing deposits | 203,251,000 | 202,141,000 | 212,097,000 | 198,116,000 |
| Noninterest-bearing deposits | 35,394,000 | 33,176,000 | 34,594,000 | 45,521,000 |
| Equity capital | 26,515,000 | 27,112,000 | 27,753,000 | 25,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,918,000 | 5,884,000 | 8,875,000 | 11,840,000 |
| Interest expense | 555,000 | 1,136,000 | 1,729,000 | 2,316,000 |
| Net interest income | 2,363,000 | 4,748,000 | 7,146,000 | 9,524,000 |
| Noninterest income | 290,000 | 587,000 | 1,047,000 | 1,399,000 |
| Noninterest expense | 1,816,000 | 3,590,000 | 5,477,000 | 6,972,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 837,000 | 1,745,000 | 2,716,000 | 3,951,000 |
| Income tax | 287,000 | 600,000 | 933,000 | 1,357,000 |
| Net income | 550,000 | 1,145,000 | 1,783,000 | 2,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,515,000 | 27,112,000 | 27,753,000 | 25,391,000 |
| Total capital | 29,387,000 | 29,979,000 | 30,598,000 | 28,254,000 |
| Risk-weighted assets | 229,261,000 | 228,810,000 | 227,072,000 | 228,467,000 |